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Environmental Justice

Adaptation as Risk ManagementAgency FilingEnvironmental JusticeFinancial DisclosureFinancial RegulationRegulatory ActivitiesRisk Management

Comments to the OCC on Principles for Climate-Related Financial Risk Management for Large Banks

These comments to the Office of the Comptroller of the Currency (OCC) support the OCC's draft principles on banks' management of climate-related financial risks, and offer recommendations for the OCC as it continues building on these principles with more detailed guidance. The comments recommend that the OCC consider: (1) providing…
Stephanie Jones, Michael Panfil, Jack Lienke and Bridget Pals
February 14, 2022
Blog/News ArticleEnvironmental JusticeRisk Management

OSHA Takes Important First Steps to Address Growing Risks of Heat to Workers

As climate change intensifies heat-related risks in the workplace, the Occupational Safety & Health Administration (OSHA) is developing regulations that would provide critical protections for workers from heat hazards in indoor and outdoor settings — a process that should incorporate consideration of climate impacts and the firsthand expertise of affected…
Bridget Pals, Jesse Hevia and Stephanie Jones
February 7, 2022
Agency FilingEnvironmental JusticeRisk Management

Comments on Heat Injury and Illness Prevention in Outdoor and Indoor Work Settings (EDF, Institute for Policy Integrity)

These comments support an advance notice of proposed rulemaking by the Department of Labor's Occupational Safety & Health Administration (OSHA) as an important step in OSHA’s efforts to develop strong heat stress protections for workers. The comments recommend that OSHA consider climate change amplification of occupational heat risks and the…
Stephanie Jones, Jesse Hevia, Michael Panfil, Jack Lienke and Bridget Pals
January 26, 2022
Agency FilingEnvironmental JusticeRisk Management

Comments on Heat Injury and Illness Prevention in Outdoor and Indoor Work Settings (Sabin Center)

These comments support an advance notice of proposed rulemaking by the Department of Labor's Occupational Safety & Health Administration (OSHA) on heat injury and illness prevention in outdoor and indoor work settings. The comments emphasize the importance of this initiative in combatting extreme heat, the most lethal climate disaster of…
Jacob Elkin
December 14, 2021
Adaptation as Risk ManagementBlog/News ArticleEnvironmental JusticeFinancial DisclosureFinancial RegulationPrivate GovernanceRisk Management

Climate Change Comes to Insurance

This opinion piece explains the risks climate change poses to insurers, both as underwriters and as investors. It argues that it is necessary to align incentives in the insurance industry to prevent widespread defaults that would leave policyholders unprotected and examine areas where risks are distributed inequitably.
Bridget Pals and Michael Panfil
December 3, 2021
Adaptation as Risk ManagementAgency FilingEnvironmental JusticeFinancial DisclosureFinancial RegulationPrivate GovernanceRisk Management

Comments to Federal Insurance Office on the Insurance Sector and Climate-Related Financial Risks

These comments make recommendations to the Treasury Department's Federal Insurance Office on how it can monitor, analyze, and address climate-related risks in the insurance industry.
Jack Lienke, Bridget Pals, Alex Song, Madison Condon, Michael Panfil, Stephanie Jones and Romany Webb
November 15, 2021
Adaptation as Risk ManagementBlog/News ArticleEnvironmental JusticeRisk Management

First-of-Its-Kind Insurance Report Confronts Climate Risk

This blog analyzes the recommendations in a report from the Climate Insurance Working Group, convened by California Insurance Commissioner Ricardo Lara, to the state’s Department of Insurance, local and state policy-makers, and the insurance industry regarding the role of insurance in addressing risks from climate-fueled wildfires, floods and extreme heat.
Katelyn Roedner
July 23, 2021
Adaptation as Risk ManagementEnvironmental JusticeJournal ArticleRisk Management

What Happens When the Green New Deal Meets the Old Green Laws?

This article assesses how the Green New Deal, and particularly renewable energy, will fare under current siting and environmental protection statutory regimes and concludes that for the Green New Deal to success in its renewable energy and infrastructure goals, these regulatory regimes will need to tolerate more streamlined, top-down, preemptive…
J.B. Ruhl and James Salzman
February 4, 2020
Environmental JusticeReportRisk Management

Breaking the Cycle of Flood-Rebuild-Repeat: Local and State Options to Improve Substantial Damage and Improvement Standards in the National Flood Insurance Program

This paper discusses the substantial improvement/damage (SI/SD) standard in the National Flood Insurance Program (NFIP) which requires property owners making significant improvements or repairs to structures in areas most vulnerable to flooding to take certain measures to mitigate their risk. It also surveys more rigorous SI/SD standards adopted by NFIP…
Dena Adler and Joel Scata
January 22, 2019